Free tools for your mutual funds
The questions worth asking before you touch a mutual fund, each answered with arithmetic on real NAV history rather than opinion. Free, and all of it runs in your browser.
Portfolio health score
Add the funds you hold and get one score out of 100, the six checks behind it, and which funds are falling behind similar funds. Start here if you only try one thing.
Is my fund worth the risk?
Your fund's return, ups and downs and worst fall against every fund in its category, over three or five years.
What will switching cost?
Capital gains tax and exit load on moving out of a fund under FY 2026-27 rules, how long the better fund needs to earn it back, and when waiting is cheaper.
Do my funds overlap?
How closely each pair of your funds moved over three, five or ten years. Two funds that move together 93% of the time are one bet held twice.
What is my regular plan costing me?
The distributor commission inside a regular plan, in rupees over the years you have left. Usually the easiest money to get back.
What did pausing or selling cost me?
Replay your SIP on real month-end NAVs and see, in rupees, what stopping in a fall or booking profits did to it. The 15 routine funds are open to all; every fund opens with a free account.
What does a yearly step-up add?
The same SIP raised a little each year against leaving it flat. A plan rather than a nerve.
Everything here is arithmetic on public NAV history, computed in your browser. No account needed, nothing uploaded, and nothing on these pages is a recommendation.