Grow your mutual fund corpus smarter.
Find out which of your funds are falling behind similar funds, and switch only when the numbers say it's worth it, after tax and exit load.
- Free portfolio health score
- Risk vs return check on every fund
- Switches that count tax and exit load
- All of it for ₹99 a year
No sign-up for the free check. What you type stays in your browser.
Your portfolio
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Flexi cap fund₹2.9 lakhOn track
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Large cap fund₹3.8 lakhLagging 3 yrs
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Mid cap fund₹2.2 lakhOn track
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Small cap fund₹1.6 lakhToo early
Should you switch?
Tax ₹4,550, no exit load. A typical fund in its category earns that back in about 5 months.
Held 9 months. Wait 3 more and keep the ₹7,840 you'd lose to tax and exit load.
Made-up funds. Your report uses real NAVs.
A fund can be up and still be losing you money.
Your app says your fund made 11% a year. It doesn't say that similar funds made 14%. Nothing looks wrong, so nothing gets fixed, and the gap compounds quietly for years.
Most people only compare a fund with zero. The useful comparison is with the other funds you could have owned instead.
less after 10 years than the same ₹10 lakh in a typical fund of the same category.
An illustration, not a forecast. It assumes the category earns a steady 12% a year and your fund keeps trailing by the same amount. Check your real funds to see if any of them do.
Switching on a hunch costs money too.
Chasing last year's winner is how investors end up earning less than the very funds they own. Every switch is a sale, with tax and sometimes an exit load, so even the right move can be badly timed.
- 84%
of actively managed large-cap funds in India trailed their benchmark over five years.
SPIVA India Scorecard, Year-End 2025 - 19.1 vs 13.8
per cent a year: what Indian equity funds returned against what their investors actually earned, 2003 to 2022. The study blames frequent churning.
Axis Mutual Fund, investor behaviour study - 20%
tax on gains from equity funds sold within a year, before any exit load. Hold longer and the first ₹1.25 lakh of gains each year is tax-free.
Income-tax rules for FY 2026-27
So the fix isn't more switching. It's knowing which fund to leave, and when.
Three steps, about two minutes
Free, no sign-up, and everything runs on your own phone or laptop.
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Analyse your portfolio
Add the funds you hold, what goes in each month and when you started. You get a health score out of 100 and the six checks behind it, with the biggest fix named first.
Get my health score -
Discover the real underperformers
Each fund is measured against its own category over three and five years, on return and on risk. A fund is flagged only when it lags over both periods, so one bad year doesn't set off a panic.
Compare risk and return -
Switch only when it makes sense
Before you move a rupee, see the capital gains tax, the exit load and how many months the better fund needs to earn it back. Sometimes the smart answer is to wait.
Price a switch
Free to check. ₹99 a year to stay on top of it.
The check is free for everyone, for good. The yearly plan keeps watching your funds so you don't have to remember to.
Free
₹0
No sign-up, no card
- Portfolio health score out of 100
- Risk vs return against similar funds
- Switch calculator with tax and exit load
- SIP simulator on the 15 routine funds, all 284 with a free account
Corpus Badhao Lite
₹99
a year, GST included
- Every fund you hold re-checked against its category each month
- An alert when a fund lags for real, not after one bad quarter
- A switch plan with the tax, the exit load and the best month to move
- Your portfolio saved across phone and laptop
- Cancel in one tap, unused months refunded
A 1% regular-plan commission on ₹5 lakh costs about ₹5,000 a year. This costs ₹99.
Reserve my ₹99 planNothing to pay today. Opens when our SEBI registration is granted, and the first hundred members get year one free.
Want a named adviser and a written plan for your family? Advisory is ₹900 a year and opens on registration. Compare all plans
Built so we can't be tempted
Most fund apps are paid by the funds they show you. We're paid only by you, so the only thing we gain from a switch is your trust.
- Zero commissionNo fund pays us, so no fund gets pushed.
- Your money never moves through usKeep Groww, Zerodha, Kuvera or your bank. Nothing to transfer.
- Checks run in your browserWithout an account nothing is uploaded. With one, your funds are kept for you alone, never for a fund house.
- Method published, failures includedEvery number can be traced to a rule on the method page.
- SEBI registration in progressUntil it's granted we don't advise anyone and don't take a rupee.
Questions people ask first
Anything else, write to support@corpusbadhao.com. A person replies within a working day.
Do I have to move my investments?
No. Keep investing through Groww, Zerodha, Kuvera, your bank or a fund house website. We never hold your money and never need your login. You make any change yourself, in your own app.
How do you decide a fund is underperforming?
We compare it with every fund in the same category, using month-end NAVs of direct plans. It's flagged as lagging only if it sits in the bottom quarter over three years and is also below the middle over five. A fund that's merely had a weak year is marked "watch", not "switch".
Why would the answer ever be "don't switch"?
Because a switch is a sale. Sell within a year and gains are taxed at 20%, often with a 1% exit load on top. Wait a few months and the same move can cost nothing. The switch calculator shows both numbers so you can choose.
What does ₹99 a year add over the free check?
The free check is a snapshot you run yourself. The yearly plan re-checks every fund you hold each month, tells you when one starts lagging for real, and gives you a switch plan with the tax, the exit load and the best month to move. It also saves your portfolio across devices.
Is this investment advice?
Not yet. Our application to register as an investment adviser with SEBI is in progress, and until it's granted we don't advise anyone or accept payment. What's live today is arithmetic on public NAV data for your own money, worked out in your browser.
Is my data safe?
The free tools never send your holdings anywhere. They run on your device and are saved only in your own browser. The only thing we ever store is an email address you choose to give us, and one email gets it deleted.
Two minutes to know if your funds are pulling their weight.
No sign-up. No commission. Nothing uploaded.