Three prices. None of them a percentage.

Per family, GST included, fixed in your agreement, the same whether markets rise or fall. Nothing scales with your portfolio, so we do not get a pay rise for your savings. Leave any plan in one tap; your money never moved, so there is nothing to unwind.

Free

₹0 a year, for ever

Top three funds of the routine, every month, in your profile and inbox
The simulator, on any of 284 funds
One-fund behaviour gap in rupees
Published method, universe and data date
No PAN, no bank details, nothing sold to anyone

No card, no PAN, no phone number. An email address is the whole account.

Create a free account

Lite

Easy exit · cancel in one tap

₹99 a year, or ₹75 a month

The full health report on everything you hold, re-checked every month, so you hear when a fund starts falling behind similar funds.

Everything in Free
Six checks on every fund you hold, re-run monthly: against similar funds, behaviour gap, overlap, cost drag, concentration, fund count
A note when a fund lags its category for real, over three and five years, not after one bad quarter
Switch workings with the tax, the exit load and whether waiting a few months is cheaper
Overlap, direct-plan cost, switch-tax and step-up tools, saved across devices
Behaviour alerts when a holding turns regular, concentrated or overlapping. Never a market alert
Cancel from your profile; no call, no questions, unused months refunded

GST inside both prices. Opens with accounts; free for the founding hundred.

Start Lite

Advisory

Founding 100 · year one ₹0

₹900 a year, everything

A routine personalised to your family, a quarterly review in rupees, and a human who answers.

Everything in Lite
Risk profile, suitability check and a written plan, as SEBI requires
The routine personalised to your funds and goals, monthly, by email
Quarterly behaviour review in rupees against what your funds did
Tax-aware guidance on moving old regular plans to direct
Email support answered within one working day, and a human on the phone on the days markets fall
Never a sell signal, in writing

₹900 includes 18% GST: ₹762.71 fee, ₹137.29 GST. Opens on SEBI registration.

Join the founding 100

Easy exit on every plan: one tap in your profile or one email ends it the same day, and the unused part of a yearly fee is refunded. Nothing to sell, nothing to move.

The first hundred families get a year of Advisory free

We are not a registered investment adviser yet; the application is with SEBI, and until it is granted we cannot advise anybody or accept a rupee. What we can decide now is who we open to. The first hundred families on the list start on Advisory, every feature included, with the fee waived for twelve months, then ₹900 a year held at that price for as long as they stay.

In exchange we will ask you what is wrong with it, and we will ask often. That is the trade, and it is the whole of the trade.

Join the founding 100 Rather talk to a human first

Year one₹0Waived in full. Starts the day registration is granted. Nothing to pay now, no card.
Year two, and after₹900The price printed on this page, held for as long as you stay. A free year that resets to a higher number is the trick this page exists to avoid.
Ever, from anyone else₹0No commission, trail or referral income. The fee is the only revenue, and the accounts will say so.

Plan by plan, side by side

Free is the routine's top three in your inbox. Lite is the diagnosis of everything you hold. Advisory is a human and a plan that is yours.

What you get	Free, ₹0	Lite, ₹99 a year	Advisory, ₹900 a year
In your browser and inbox
The simulator on 284 funds	Included	Included	Included
The routine's top three funds, every month	Included	Included	Included
Five-check health report on every fund you hold	Not included	Included	Included
Overlap, direct-plan, switch-tax and step-up tools saved across devices	Not included	Included	Included
Behaviour alerts, never market alerts	Not included	Included	Included
Advice, in your name
Risk profile, suitability check and a written plan	Not included	Not included	Included
The routine personalised to your funds and goals	Not included	Not included	Included
Quarterly behaviour review, in rupees	Not included	Not included	Included
Tax-aware guidance on moving regular plans to direct	Not included	Not included	Included
Email support within one working day	Not included	Included	Included
A human on the phone on the days markets fall	Not included	Not included	Included
Leaving
One tap or one email ends it, the same day	Included	Included	Included
Unused part of a yearly fee refunded	Nothing to refund	Included	Included

Twelve months of Lite at ₹75 is ₹900, the same as a year of Advisory. The monthly option exists so nobody has to commit a year to a service they have not used; the yearly price is for people who already know they will stay.

The price you join at is the price you keep

If list prices rise for new families, yours does not, and that sits in your signed agreement rather than in a banner on a website.

No lock-in, on any plan

One tap in your profile ends it. Unused months come back pro rata. No exit fee, no retention call. You leave with your written plan, your history and every export.

Sixty days to change your mind on Advisory

If the first two months are not what this page described, the fee is returned in full. Our fee, to be plain, and nothing about your returns, which nobody can promise.

What ₹900 a year will never buy

Fee-only means the fee is the only money we make. There is no second revenue line, which is why this list can be absolute rather than mostly true.

Hold or move your money. Every rupee stays in accounts in your own name.
Earn a commission, a trail or a referral fee from anyone. Not one rupee.
Recommend a fund because it pays us, because no fund can.
Issue a sell signal in a falling market. There is no sell button.
Send you a market view, because we do not have one worth your money.
Promise you a return. Anybody who does is lying to you.

Before you decide

Is the top-three email really free?

Yes. An email address is the whole account. On the first working day of the month you get the three diversified funds the routine would buy, with the momentum figures and the reason. It is the same list every free account gets; Advisory is where it becomes personal to your funds and goals.

Is GST extra?

No. ₹99, ₹75 and ₹900 are what leaves your bank. The 18% is already inside them, and the split is printed on the card because an adviser quoting a fee should show the fee rather than a teaser of it. There is no setup charge, no platform charge and no transaction charge.

How does the easy exit work?

Open your profile, tap Leave, confirm. That is the whole process, on any plan, and it takes effect the same day. Yearly fees are refunded for the unused months. If you would rather email, one line to support@corpusbadhao.com does the same thing. There is no retention call because there is nothing to retain you with: your money never moved.

Is there a trial or a coupon?

One offer, no coupons. The first hundred families get year one of Advisory free and year two at ₹900. What we will not run is a ₹1 trial: a trial is priced to be abandoned, so it recruits the client who leaves in the first fall, the exact behaviour this service exists to prevent.

Is taking a year of fees upfront allowed?

Yes, and only just, which is the point. SEBI caps how far in advance an adviser may bill an individual client, and that cap became one year on 2 April 2025 (circular SEBI/HO/MIRSD/MIRSD-PoD/P/CIR/2025/48). The yearly plan sits exactly at the cap, and the monthly Lite option sits well inside it.

How do I know Advisory is worth ₹900?

Measure it rather than take our word for it. The simulator prices your own last few years in rupees, in your browser, without an account. If your gap comes out smaller than the fee, do not hire us, and we will say so on the call.

Do I have to speak to anyone to join?

No. A risk profile, a suitability assessment and a signed agreement are not optional on Advisory; they are what the rules require of an adviser, and they protect you rather than us. The phone call is optional, so we removed it from the sign-up. Free and Lite need nothing but an email address.

What do the founding hundred pay for Lite?

Nothing in year one. Founding families get every feature on every tier, including Advisory, for twelve months. After that, ₹900 a year covers Advisory and everything below it.