Kotak ELSS Tax Saver Fund

EquityELSS (Tax Saver)Direct, growth3-year lock-in

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NAV₹139.60on 3 Sep 2026

1 month−0.7%

1 year+3.9%Category avg +2.9%

3 years, a year+11.9%Category avg +12.5%

5 years, a year+12.2%Category avg +11.6%

NAV over time

Loading NAV history.

Month-end NAVs of the direct growth plan. The dashed line is the average of all 37 ELSS (Tax Saver) funds we track, from the same start.

Against similar funds

If you had started a SIP

Costs and tax

Expense ratio: Not in our data yet. The daily figure for every scheme is on AMFI's expense ratio page.
Exit load: Set by each scheme; many equity funds charge about 1% on units sold within a year. Check this scheme's key information memorandum or your platform before you sell.
Stamp duty: 0.005% on every purchase, SIP instalments included.
STT on selling: 0.001% of the amount you redeem.
Growth option: No tax while you hold. Tax arises only when you sell or switch.

Tax when you sell, FY 2026-27

Held 12 months or less

Short-term gain, taxed at 20%.

Held more than 12 months

Long-term gain. The first ₹1.25 lakh of such gains in a year is tax-free across all your equity funds; the rest is taxed at 12.5%.

Plus 4% cess, and surcharge at higher incomes. Each SIP instalment has its own purchase date, so one sale can hold both kinds of gain. ELSS units are locked for three years from each purchase; whether they also cut your tax depends on the tax regime you choose. Not tax advice.

Work out the tax on a sale or switch

Scheme details

Category: Equity, ELSS (Tax Saver)
Plan and option: Direct plan, growth
AMFI scheme code: 119773
Lock-in: 3 years from each purchase

Coming as we add official AMFI and fund-house data: fund house, ISIN, launch date, benchmark, fund manager, fund size, minimum SIP, minimum lump sum, riskometer.